Other People’s Emergency Funds

My wife and I were both approached by people in need in the same week. People who appeared to be genuinely in need instead of folks simply pan-handling to be lazy (which is a bit of a generalization, and I apologize). One of the things that we wrestle with this is that we want to be generous, we want to look for opportunities to help others, and we really like the idea of serving people as Christians. However, we’re paying off debt because as a moron (instead of a Christian) I allowed the family finances to get way out of whack. That being said, we’re considering pulling $40.00 aside from somewhere to setup someone else’s emergency fund. That is $20.00 for each of us to help others in an emergency.

We don’t anticipate tapping into it regularly, but the opportunity to serve is great, and sometimes we may have the ability to use our finances when others are in a teachable moment. Of course, in those same moments we need to remain teachable, but we’re glad to have learned to live on less than we make. What do you think? Would you create an OPEF category in your budget?

I’m reminded of Bob at ChristianPF and his story of compassion.  God uses us, others needs are met, and we can learn something.  That’s worth more than $20.00 to me.


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One Response to “Other People’s Emergency Funds”

  1. ChristianPF Says:

    Randy,
    Thanks for the mention - I think you have a good idea with the OPEF fund… I think it is kind of like the idea of teaching a man how to fish rather than giving him a fish. By establishing an actual emergency fund for someone, they will probably less likely to spend it than if you gave them a $20 bill.

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